how much does medicare plan g cost per month

Medicare Plan G monthly premiums typically range from **$120 to $280** per month in 2025, depending on your age, gender, location, tobacco use, and the insurance company you choose.

Medicare Plans

- The national average is around **$160–$190** per month for a 65-year-old. - In low-cost states, you can find good Plan G policies for **$110–$150**. - In high-cost areas (like Florida, New York, or California), premiums often run **$200–$300+**.

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Plan G is one of the most popular Medigap plans because it covers nearly all out-of-pocket costs that Original Medicare leaves behind (including the Part A deductible, coinsurance, and excess charges). Prices vary significantly by ZIP code, so the only way to know your exact cost is to get a quote for your specific location and age.

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