insurance
Insurance is a contract where you pay a company (the insurer) regular premiums in exchange for financial protection against future risks like accidents, illness, theft, or damage.
Common types include: - Health insurance (medical bills) - Auto insurance (car accidents) - Home/renters insurance (property damage) - Life insurance (financial support for family after death) - Travel insurance
When you file a claim after an event covered by your policy, the insurance company pays out according to the terms, minus any deductible you owe. Prices vary based on your risk level, coverage amount, and the insurance provider.
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